See where your money goes every month, without being too strict.
- 12 monthly budgets
- Income and expense tracking
- Year-in-review page
Get your copy
One-off payment, no subscriptionOnline payments are being set up. Email hello@fnsoko.com to order.
What is inside.
A simple monthly planner for income, fixed costs, M-Pesa spending and savings. Average strict, not militant: you will know what comes in and where it goes.
- 12 monthly budgets
- Income and expense tracking
- Year-in-review page
Delivered as a digital planner: print the pages you like or fill them in on your phone or laptop. While the planners are being upgraded, we email your copy from hello@fnsoko.com after payment.
Who it is for.
Built for everyday Kenyans: salaried, self-employed or somewhere in between.
Salaried and paid monthly
Plan the month before it starts: rent, transport, M-PESA spending and what is left to save.
Side hustlers
Track irregular income alongside your fixed costs so a good month is not spent before the slow one arrives.
Budget beginners
Average strict, not militant. Simple pages that show what comes in and where it goes.
How buying works.
Pick your planner
Choose a single planner or the bundle. Every one is digital, so there is nothing to ship and nothing to wait for at the post office.
Pay with M-PESA or card
Enter your name and email, then pay in the secure Paystack window. Fnsoko never sees your card details or your M-PESA PIN.
Receive it by email
Your order page opens the moment the payment is confirmed. While the planners are being upgraded, we email yours from hello@fnsoko.com. If it has not arrived by the next day, reply with your order reference.
Print it or fill it in
Print the pages you like at home or at a cyber, or fill them in on your phone or laptop.
Before you buy.
How do I get my planner after paying?
As soon as Paystack confirms your payment you land on your order page. While the planners are being upgraded, we email your copy from hello@fnsoko.com instead of an instant download. If it has not arrived by the next day, reply with your order reference.
How can I pay?
Checkout runs on Paystack, so you can pay with M-PESA or a debit or credit card. Fnsoko never sees or stores your card details or your M-PESA PIN.
Are these printed planners?
They are digital. Print the pages you like at home or at a cyber, or fill them in on your phone or laptop.
Is the bundle worth it?
If you want to budget, save towards a goal and build an emergency fund, yes: the bundle costs KSh 800 less than buying the same planners one by one.
Will the planners be updated?
Yes, upgraded versions are on the way.
Can I buy for my team or chama?
Yes. For group orders, or to use the planners in a staff wellness programme, email hello@fnsoko.com and we will set it up.
Pairs well with.
Ready to plan your money year?
Fnsoko Budget Planner 2026, KSh 1,000. Pay with M-PESA or card, then print it or fill it in on your phone. Questions first? Email hello@fnsoko.com.