Money, in plain language

Fnsoko helps everyday Kenyans understand budgeting, saving and investing, without the jargon.

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Know where you stand. The free Financial Clinic.

A private money check-in for everyday Kenyans. Tell us about your income, spending, savings and debts, talk it through without judgement, and leave with clear next steps.

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3 minto fill in the form
2 daysworking days to hear back

Book my free check-in

We will email you within two working days to set a time that suits you. Questions first? hello@fnsoko.com

By submitting, you agree to our privacy policy.

Three steps, no pressure.

There is nothing to prepare and nothing to sign. Come as you are, even if your money feels like a mess right now.

  1. A short form

    A few questions about your income range, your main goal and what worries you most. It takes about three minutes.

  2. A private conversation

    We talk through your income, spending, savings and any debts, calmly and without judgement.

  3. Clear next steps

    You leave with a few practical next steps and the free tools, planners or lessons that fit where you are.

What you leave with.

A clear picture

Where your money actually goes each month, and how your savings and debts compare with what you want.

A few next steps

Two or three practical things to do this month, in the right order, so you are not trying to fix everything at once.

The right resources

The free tools, articles and planners that fit your situation, so you can keep going on your own.

Two people talking about money over coffee

Is the Clinic for me?

It is for anyone in Kenya who wants a calmer, clearer relationship with money. It is a good fit if:

  • You earn a decent salary but cannot say where it goes
  • You want to start saving or investing and do not know where to begin
  • Debt, including loan apps, is starting to feel heavy
  • You are planning something big: a wedding, a home, a business or school fees
  • You simply want someone to check your thinking
Wanja Waithaka, founder of Fnsoko, smiling at a cafe table

Built on Wanja’s plain-talk approach.

Fnsoko was started by Wanja Waithaka, CPA-K, a Certified Public Accountant who works in Kenya’s capital markets. She has taught 240+ learners to see money clearly, and the Clinic follows the same rules.

  • Plain words and Kenyan examples, never jargon.
  • No judgement about where you are starting from.
  • Honest education, not product sales or hot tips.

Private by default.

Money is personal. Here is exactly how your answers are handled. The full detail is in our privacy notice.

Only the Fnsoko team sees it

Your answers are used to prepare for your check-in and nothing else.

Never shared with your employer

Even if you heard about us through a workplace session, your check-in stays yours.

No exact figures needed

Ranges are fine. Share as much or as little as you are comfortable with.

Education, not advice

We help you understand your options. We never recommend specific products or providers.

The Financial Clinic is financial education, not financial advice. We help you understand your situation and your options, and we do not recommend specific products or providers.

Before you book.

What is the Financial Clinic?

A free, private money check-in. You fill in a short form, then we have a conversation about your income, spending, savings and debts, and you leave with clear next steps.

Is the Financial Clinic financial advice?

No. It is financial education. We help you understand your situation and your options, but we do not recommend specific products or providers.

Who sees my answers?

Only the Fnsoko team. Your answers are used to prepare for your check-in and are never shared with your employer or anyone else.

Is the Financial Clinic really free?

Yes. The check-in costs nothing and we will not try to sell you anything. If a free tool, lesson or download would help, we will point you to it.

Do I need to share exact numbers?

No. An income range and a rough idea of your spending, savings and debts is enough. Share as much or as little as you like.

How soon will I hear back?

We email you within two working days of your request to set a time that suits you.

Three minutes now, a clearer month ahead.

Book your free, private check-in. We will email you within two working days to set a time.