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A money coach inside the AI you already use.
The free Fnsoko Money Coach works in Claude and ChatGPT. It knows M-Pesa, Fuliza, chamas and HELB, sorts your statements into your planner, and helps you know your numbers.
Get the Fnsoko AI money coach
Tell us where to send it. You get the planner and the coach in one email, with install steps.
What the coach does for you.
It does the sorting and the maths. You make every decision.
Sorts every shilling
Send it your M-Pesa or bank statement, or let your phone forward transaction SMS. It sorts them into the Money Log in your planner.
Plans your month
Builds your money profile and a monthly plan you can actually follow, with the 50/30/20 guide as a starting point.
Works on your goals
Emergency fund, paying off debt, saving for something big. Every chat ends with your Money Ladder step and one next move.
Checks in on schedule
Set it to run daily or weekly and it emails you a short summary, so you know your numbers without opening a spreadsheet.
This is financial education, not financial advice.
Set up in about five minutes.
The same three steps whichever form you use. The email walks you through each one.
Copy your planner
One click makes your own copy of the Fnsoko Money Planner in your Google account. Your numbers stay in your Drive.
Install the money coach
Add the Fnsoko marketplace in Claude or ChatGPT once. New Fnsoko skills and updates then arrive on their own.
Say hello
Open a new chat and type "Help me get started with my money." The coach takes it from there.
Works with the AI you already use.
Pick whichever you have. The install email has the steps for each one.
Claude desktop app
One-click install: the marketplace is already filled in.
Claude in the browser
Add the marketplace from your plugin settings in a minute.
Claude Code
One line in the terminal installs everything.
ChatGPT desktop app
Add the marketplace under Plugins, then install. A skill download is there if your app has no Plugins option.
Keep it safe. Never share passwords, PINs, M-Pesa codes, ID numbers or full account numbers with any AI. If your statement PDF is locked, unlock it yourself first. The coach will never ask for these. Fnsoko teaches money skills; it is not a licensed financial adviser.
Prefer to start with just the planner?
The Fnsoko Money Planner is a free Google Sheets template for your budget, Money Log, emergency fund, goals, loans and net worth.