SACCOs, chamas, churches and welfare groups look after a lot of Kenyan money. Wanja Waithaka, CPA-K, helps every member understand where it goes and how it grows, so your group decides together and with confidence.
Built for the way your group works.
Every group handles money differently. Sessions start from how yours saves, lends and decides, and use the words your members already use.
SACCOs
Member education days, AGMs and new member onboarding, so people understand deposits, shares, dividends and loans.
Chamas and investment groups
For groups ready to move from saving together to investing together, with clear rules and records.
Churches and faith groups
Calm, practical money sessions for men’s and women’s fellowships, youth groups and family seminars.
Welfare groups
Welfare societies and harambee committees that hold money for members in hard times and want it handled well.
Community, women and youth groups
Residents’ associations and community groups that want money skills members can use at home.
Universities and student clubs
Budgeting a stipend or a first salary, saving early and investing basics for students and graduates.
What we can cover with your members.
Choose one topic for a meeting, or combine a few into a workshop or a short series. Leave time for the questions members have been carrying for a while.
Saving together, well
How contributions, merry-go-rounds and table banking can grow into something bigger, and the simple records that keep trust in the group.
SACCO basics
Deposits and share capital, dividends and interest on deposits, borrowing against your savings and reading a SACCO statement with confidence.
Where a group can invest
Money market funds, Treasury bills and bonds, and land, side by side: how each earns, what can go wrong and the questions to ask first.
Spotting cons: the Five Checks
Groups are a favourite target for schemes that promise fast returns. Five questions every treasurer and member should ask before money moves.
Budgeting at home
A simple monthly budget around real costs such as rent, food, family support and school fees, done the average strict way.
Debt and loan apps
What borrowing really costs, from the SACCO loan to the loan app, and a calm plan for paying debt down.
This is financial education, not financial advice. Rates and examples in sessions are illustrative, and we never recommend specific providers.
Plan a group session
We reply within two working days with ideas for topics, a format that fits your meeting and a quote.
Prefer email? hello@fnsoko.com
Simple to organise, easy to say yes to.
Your committee does not need to prepare anything. Tell us a little about the group and we plan the rest around your next meeting.
- Tell us about your group. Who your members are, when you meet and what they keep asking about.
- We suggest a plan. Topics, length and format that fit your meeting, with a clear quote.
- The session. Wanja leads it at your meeting or online, with stories, examples and time for questions.
- Afterwards. Members keep the worksheets and the free Fnsoko tools, and can book a private Financial Clinic check-in.
A trainer who speaks chama.
Wanja is a Certified Public Accountant (CPA-K) who works in Kenya’s capital markets. She explains SACCO statements, money market funds and T-bills calmly, with real stories, and never makes a member feel behind for asking.
- Plain words and Kenyan examples, never jargon
- Education only: we never sell or recommend products
- Private questions welcome after the session, through a free Financial Clinic check-in
Questions groups ask us.
Can you come to our chama or SACCO meeting?
Yes. Many groups prefer a session at their usual meeting, in person or online. Tell us when and where you meet and we will plan around it.
How much does a group session cost?
Group sessions are quoted per group, based on the length, number of members and location. Tell us your budget and we will suggest a format that fits it.
Do you recommend which investments our group should buy?
No. We explain how options such as money market funds, T-bills, bonds and land work, the risks and the questions to ask, so your group can decide together. This is financial education, not financial advice.
Can members ask private questions?
Yes. There is time for questions in every session, and members who want to talk privately can book a free Financial Clinic check-in.
Do you run sessions for students and universities?
Yes. Universities, student clubs and graduate programmes can book sessions on budgeting a stipend or first salary, saving, and investing basics.
Other ways to train with Fnsoko.
Bring Fnsoko to your next meeting.
Tell us when your group meets and what members keep asking about. We will come back within two working days with a plan and a quote.