- Home
- Free Money Planner
The free Fnsoko Money Planner.
A Google Sheets template you copy into your own Google account: your budget, an M-Pesa Money Log, 50/30/20, emergency fund, goals, loans and net worth, all in one place.
Get the Money Planner
Tell us where to send it. You get your planner link, plus the free AI money coach that fills it in for you.
What is inside your planner.
Every tab is visible and ready to use the moment you make your copy.
Budget and 50/30/20
Plan the month from your take-home pay and see how needs, wants and savings compare with the 50/30/20 guide.
Money Log
Every shilling in and out in one place, sorted by category, so you can see where the month really went.
SMS Inbox
Your phone can forward M-Pesa and bank transaction SMS into the planner automatically. No more typing them in.
Emergency fund
Set your target from your essential costs and track every deposit until you are covered.
Goals
A home, school fees, a business: track each goal with what to set aside every month.
Loans and net worth
See what you owe, what you own and how both move over time.
Set up in about five minutes.
The same three steps whichever form you use. The email walks you through each one.
Copy your planner
One click makes your own copy of the Fnsoko Money Planner in your Google account. Your numbers stay in your Drive.
Install the money coach
Add the Fnsoko marketplace in Claude or ChatGPT once. New Fnsoko skills and updates then arrive on their own.
Say hello
Open a new chat and type "Help me get started with my money." The coach takes it from there.
Works with the AI you already use.
Pick whichever you have. The install email has the steps for each one.
Claude desktop app
One-click install: the marketplace is already filled in.
Claude in the browser
Add the marketplace from your plugin settings in a minute.
Claude Code
One line in the terminal installs everything.
ChatGPT desktop app
Add the marketplace under Plugins, then install. A skill download is there if your app has no Plugins option.
Keep it safe. Never share passwords, PINs, M-Pesa codes, ID numbers or full account numbers with any AI. If your statement PDF is locked, unlock it yourself first. The coach will never ask for these. Fnsoko teaches money skills; it is not a licensed financial adviser.
Let the AI coach fill it in for you.
The free Fnsoko Money Coach reads your statements, sorts them into the Money Log and plans the month with you. It comes in the same email.