Kenyan Financial Literacy Quiz

We all use M-Pesa, and most of us are in a SACCO—but how deep does your financial knowledge really go?

True financial freedom in Kenya isn’t just about saving coins; it’s about understanding how the market works, how to beat inflation, and how to make your money work for you while you sleep.

We’ve built the Ultimate Financial Literacy Test. It’s divided into four levels of difficulty. The question is: What level are you?

The Levels Breakdown:

• 🟢 Level 1: Beginner (The Saver)

  • Topics: Emergency funds, M-Pesa charges, good vs. bad debt, and basic budgeting.

  • Goal: Prove you have your personal finances under control.

• 🟡 Level 2: Intermediate (The Investor)

  • Topics: Treasury Bonds, Unit Trusts (MMFs), Sacco dividends, and the Nairobi Securities Exchange (NSE).

  • Goal: Show that you know how to grow your wealth.

• 🟠 Level 3: Advanced (The Strategist)

  • Topics: Inflation, diversification, taxes (PAYE), and portfolio rebalancing.

  • Goal: demonstrate you can protect your wealth when the economy gets tough.

• 🔴 Level 4: Expert (The Analyst)

  • Topics: CBK monetary policy, infrastructure bonds, hedging, and macroeconomics.

  • Goal: Prove you know as much as the fund managers!

Ready to find out where you stand? Select “Level 1” in the interactive window below to get started!